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Life Expectancy Calculator

Our calculator will provide you with the remaining life expectancy of the average Canadian of a particular age and gender, based on the most recent Statistics Canada life expectancy data*.

 

 

 

 

 

*Source:  Statistics Canada, Life Table for Canada (2021-2023).

 

Gender:
Age:
0 yrs
99 yrs
40 Yrs

Results:

A 40 year old male is expected to live another
years.

Life expectancy before age 65 is years.

Calculate Present Value:

To Life Expectancy To Age 65
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Present Value Calculator

Our immediate present value calculator will provide you with the approximate present value of a future stream of $xxx.xx per year, paid monthly, for a given number of years. You will need to select the appropriate discount rate depending on the type of payments (level or indexed) to be made.

For tort claims in Ontario, the discount rate is set annually as per Rule 53.09 of the Ontario Rules of Civil Procedure and is noted as ON in the discount rate drop-down list.

%

Present Value Results:

The Present Value of $2500 per year, paid monthly, for 10 years using a discount rate of 3.00% is $21617.17

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Court Award Inflation Calculator

 

Our calculator will provide the current value of a past Court award adjusted for inflation. The current value is calculated using the most recent Consumer Price Index data available. If you are unsure of the month of the Court Award, you can select the Average annual option ("Use Avg. Ann.").

Results:

A $ Court award in , adjusted for
inflation*, would be equivalent to $ in
of .

 

*Calculated using the Consumer Price Index for Canada, all-items, not seasonally adjusted historical data (2002 = 100).
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Non Pecuniary Damages Upper Limits, Non Pecuniary Damages Thresholds and Deductibles, Canada Pension Plan Benefits, Maximum Old Age Security Benefits

Below you'll find helpful data for those involved in personal injury claims. Please feel free to contact us with any additional questions about this material.

Non Pecuniary Damages Upper Limits

Non Pecuniary Damages Upper Limits
Month Amount
January $450,997
February $452,422
March $455,271
April $457,550
May $460,114
June $459,829
July $461.823
August $460,969
September $458,974
October $460,969
November $460,969
December

 
Non Pecuniary Damages Upper Limits
Month Amount
January $438,462
February $440,171
March $442,450
April $445,584
May $447,293
June $447,863
July $450,427
August $452,137
September $451,567
October $451,852
November $452,422
December

$450,997
Non Pecuniary Damages Upper Limits
Month Amount
January $413,960
February $418,234
March $424,217
April $426,781
May $432,764
June $435,613
July $436,182
August $434,758
September $435,043
October $438,177
November $438,746
December

$435,897
Non Pecuniary Damages Upper Limits
Month Amount
January $393,732
February $395,726
March $397,721
April $399,715
May $401,709
June $402,849
July $405,413
August $406,268
September $407,123
October $409,972
November $410,826
December

$410,256
Non Pecuniary Damages Upper Limits
Month Amount
January $389,744
February $391,453
March $389,174
April $386,610
May $387,749
June $390,883
July $390,883
August $390,313
September $390,028
October $391,738
November $392,308
December

$391,453
Non Pecuniary Damages Upper Limits
Month Amount
January $380,627
February $383,191
March $385,755
April $387,464
May $389,174
June $388,319
July $390,313
August $389,744
September $388,034
October $389,174
November $388,604
December $388,604
Non Pecuniary Damages Upper Limits
Month Amount
January $375,214
February $377,493
March
$378,632
April $379,772
May $380,057
June $380,627
July $382,621
August $382,336
September $380,912
October $382,051
November $380,342
December $380,057

 

Non Pecuniary Damages Upper Limits
Month Amount
January $368,946
February $369,516
March $370,085
April $371,510
May $371,795
June $371,510
July $371,510
August $371,795
September $372,650
October $372,934
November $374,074
December $372,650
Non Pecuniary Damages Upper Limits
Month Amount
January $361,254
February $362,108
March $364,387
April $365,527
May $366,952
June $367,806
July $367,236
August $366,667
September $366,952
October $367,806
November $366,382
December $365,812
Non Pecuniary Damages Upper Limits
Month Amount
January $354,131
February $357,265
March $359,829
April $359,544
May $361,538
June $362,393
July $362,678
August $362,678
September $362,108
October $362,393
November $362,108
December $360,399
Non Pecuniary Damages Upper Limits
Month Amount
January $350,712
February $353,561
March $355,556
April $356,695
May $358,405
June $358,689
July $358,120
August $358,120
September $358,405
October $358,689
November $357,265
December $354,701
Non Pecuniary Damages Upper Limits
Month Amount
January $345,584
February $349,573
March $350,142
April $349,573
May $350,427
June $350,427
July $350,712
August $350,712
September $351,282
October $350,427
November $350,427
December $349,573
Non Pecuniary Damages Upper Limits
Month Amount
January $343,875
February $345,299
March $346,724
April $348,148
May $347,863
June $346,439
July $346,154
August $347,009
September $347,578
October $348,148
November $347,293
December $345,299
Non Pecuniary Damages Upper Limits
Month Amount
January $335,613
February $336,467
March $340,171
April $341,311
May $343,590
June $341,311
July $341,880
August $342,735
September $343,590
October $344,160
November $344,444
December $342,450
Non Pecuniary Damages Upper Limits
Month Amount
January $327,920
February $329,345
March $329,345
April $330,484
May $331,339
June $331,054
July $332,764
August $332,479
September $333,048
October $334,473
November $328,205
December $334,758
Non Pecuniary Damages Upper Limits
Month Amount
January $321,937
February $324,217
March $324,786
April $324,501
May $326,781
June $327,920
July $326,781
August $326,781
September $326,781
October $326,496
November $328,205
December $327,066

Non-Pecuniary Damages Thresholds and Deductibles

Thresholds and Deductibles for Non-Pecuniary Tort Awards under the Insurance Act and Court Proceedings for Automobile Accidents.

  Monetary Thresholds Deductible Amounts
Year Non-pecuniary loss Family Law Act Non-pecuniary loss Family Law Act
2024 $153,509.39 $76,754.06 $46,053.20 $23,026.61
2023 $147,889.59 $73,944.18 $44,367.24 $22,183.63
2022 $138,343.86 $69,171.36 $41,503.50 $20,751.76
2021 $132,513.28 $66,256.09 $39,754.31 $19,877.16
2020 $131,854.01 $65,926.46 $39,556.53 $19,778.27
2019 $129,395.49 $64,697.21 $38,818.97 $19,409.49
2018 $126,610.07 $63,304.51 $37,983.33 $18,991.67
2017 $124,616.21 $62,307.59 $37,385.17 $18,692.59
2016 $123,016.99 $61,507.99 $36,905.40 $,18,452.70
Aug. 1, 2015 - Dec. 31, 2015 $121,799.00 $60,899.00 $36,540.00 $18,270.00
Oct. 1, 2003 - Jul. 31, 2015 $100,000.00 $50,000.00 $30,000.00 $15,000.00
Nov. 1, 1996 - Sep. 30, 2003 N/A N/A $15,000.00 $7,500.00

Canada Pension Plan Benefits

The following information is from the Human Resources Development Canada Web Site-Programs & Services, Income Security Programs.

Monthly Canada Pension Plan Benefits
Disability $1,606.78 max $583.32 min
Pension @65 $1,364.60 max
Dependant Child $294.12
Indexation rate (January 2024) 4.4%  
Monthly Canada Pension Plan Benefits
Disability $1,538.67 max $558.74 min
Pension @65 $1,306.57 max
Dependant Child $281.72
Indexation rate (January 2023) 6.5%  
Monthly Canada Pension Plan Benefits
Disability $1,464.83 max $524.64 min
Pension @65 $1,253.59 max
Dependant Child $264.53
Indexation rate (January 2022) 2.7%  
Monthly Canada Pension Plan Benefits
Disability $1,413.66 max $510.85 min
Pension @65 $1,203.75 max  
Dependant Child $257.58  
Indexation rate (January 2020) 1.0%  

 

Monthly Canada Pension Plan Benefits
Disability $1,387.66 max $505.79 min
Pension @65 $1,175.83 max  
Dependant Child $255.03  
Indexation rate (January 2020) 1.9%  

 

Monthly Canada Pension Plan Benefits
Disability $1,362.30 max $496.36 min
Pension @65 $1,154.58 max  
Dependant Child $250.27  
Indexation rate (January 2019) 2.3%  

 

Monthly Canada Pension Plan Benefits
Disability $1,335.83 max $485.20 min
Pension @65 $1,134.17 max  
Dependant Child $244.64  
Indexation rate (January 2018) 1.5%  

 

Monthly Canada Pension Plan Benefits
Disability $1,313.66 max $478.03 min
Pension @65 $1,114.17 max
Dependant Child $241.02
Indexation rate (January 2017) 1.4%  
Monthly Canada Pension Plan Benefits
Disability $1,290.81 max $471.43 min
Pension @65 $1,092.50 max
Dependant Child $237.69
Indexation rate (January 2016) 1.2%  
Monthly Canada Pension Plan Benefits
Disability $1,264.59 max $465.84 min
Pension @65 $1,065.00 max
Dependant Child $234.87
Indexation rate (January 2015) 1.8%  
Monthly Canada Pension Plan Benefits
Disability $1,236.35 max $457.60 min
Pension @65 $1,038.33 max  
Dependant Child $230.72  
Indexation rate (January 2014) 0.9%  
Monthly Canada Pension Plan Benefits
Disability $1,212.90 max $453.52 min
Pension @65 $1,012.50 max  
Dependant Child $228.66  
Indexation rate (January 2013) 1.8%  
Monthly Canada Pension Plan Benefits
Disability $1,185.50 max $445.50 min
Pension @65 $986.67 max
Dependant Child $224.62
Indexation rate (January 2012) 2.8%  
Monthly Canada Pension Plan Benefits
Disability $1,153.37 max $433.37 min
Pension @65 $960.00 max
Dependant Child $218.50
Indexation rate (January 2011) 1.7%  
Monthly Canada Pension Plan Benefits
Disability $1,126.76 max $426.13 min
Pension @65 $934.17 max
Dependant Child $214.85
Indexation rate (January 2010) 0.4%  
Monthly Canada Pension Plan Benefits
Disability $1,105.99 max $424.43 min
Pension @65 $908.75 max
Dependant Child $213.99
Indexation rate (January 2009) 2.5%  
Monthly Canada Pension Plan Benefits
Disability $1,077.52 max $414.08 min
Pension @65 $884.58 max
Dependant Child $208.77
Indexation rate (January 2008) 2.0%  
Monthly Canada Pension Plan Benefits
Disability $1,053.77 max $405.96 min
Pension @65 $863.75 max
Dependant Child $204.68
Indexation rate (January 2007) 2.1%  
Monthly Canada Pension Plan Benefits
Disability $1,031.05 max $397.61 min
Pension @65 $844.58 max
Dependant Child $200.47
Indexation rate (January 2006) 2.3%  
Monthly Canada Pension Plan Benefits
Disability $1,010.23 max $388.67 min
Pension @65 $828.75 max
Dependant Child $195.96
Indexation rate (January 2005) 1.7%  
Monthly Canada Pension Plan Benefits
Disability $992.80 max $382.17 min
Pension @65 $814.17 max
Dependant Child $192.68
Indexation rate (January 2004) 3.2%  
Monthly Canada Pension Plan Benefits
Disability $971.26 max $370.32 min
Pension @65 $801.25 max
Dependant Child $186.71
Indexation rate (January 2003) 1.6%  

Maximum Old Age Security Benefits

The following information is from the Human Resources Development Canada Web Site-Statistics Related to Income Security Programs and Income Security Programs Information Card.

  Jan - Mar Apr - Jun Jul - Sept Oct - Dec
2024

Age 65 to 74: $713.34

Age 75+:        $784.67

Age 65 to 74: $713.34

Age 75+:        $784.67

Age 65 to 74: $718.33

Age 75+:        $790.16

Age 65 to 74: $727.67

Age 75+:        $800.44
2023

Age 65 to 74: $687.56

Age 75+:        $756.32

Age 65 to 74: $691.00

Age 75+:        $760.10

Age 65 to 74: $698.60

Age 75+:        $768.46

Age 65 to 74: $707.68

Age 75+:        $778.45
2022 $642.25 $648.67

Age 65 to 74: $666.83

Age 75+:        $733.51

Age 65 to 74: $685.50

Age 75+:        $754.05
2021 $615.37 $618.45 $626.49 $635.26
2020 $613.53 $613.53 $613.53 $614.14

2019

 $601.45 $601.45 $607.46 $613.53
2018 $586.66 $589.59 $596.67 $600.8